Sole Trust

Fully tailored healthcare solutions for large employers

At HCML, we understand that every business is different – from the workforce demographics to the specific health challenges faced by employees. That’s why our Sole Trust model offers a completely customisable healthcare trust solution, designed specifically to meet the unique needs of your business.

A Sole Trust gives full control over the design, funding, and administration of healthcare benefits, ensuring that employees receive the right care at the right time while employers maximise cost efficiency. Unlike standard insured healthcare plans, which follow a one-size-fits-all approach.

Sole Trust benefits:

Customise benefits & coverage

Tailor both clinical and non-clinical benefits (e.g., weight management, mental health, sleep programs) to prevent long-term health issues.

Use an existing Trust Board or HCML’s Governance Team

Maintain complete autonomy or benefit from HCML’s expert oversight.

Enhance data-driven decision making

Access real-time insights on claims patterns and use data to shape employee wellbeing strategies.

Comprehensive administration options

Effective and streamlined claims administration, including a fully Managed Care approach, ensuring employees receive the right treatment at the right time for better health outcomes and cost control.